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What are Doorstep Loans?

As the name suggests, doorstep loans can be obtained in hard cash at your home. No bank accounts involved, no major documentation and no collateral required. The loans are approved initially on basis of your detailed information as provided through online application. Further, a face to face meeting decided how much loan amount (if any) can be offered to you.

How much cash amount can I borrow?

You can apply for a cash sum ranging between £100 - £1000. The final loan amount would depend on your impression on the loan officer about how much you can afford to repay on time.

What if I have bad credit remarks?

It should not create a big problem when you are looking for doorstep loans. This is because these finances are offered to those individuals finding problems in arranging urgent cash. So, as long as you can afford to make repayments for a loan, you cn expect to get one approved.

What collaterals do you need to grant these loans?

Usually no collaterals or security are required. But it would then depend on your personal circumstances and how badly you need cash advances. A loan officer might best be able to suggest you about the best finance options for you, which may or may not require any documents at all.

If I miss a payment, what happens then?

The loan officer who offered you cash would keep revisiting you on due dates for repayment. If you do not make payment as he visits you, firstly you would feel embarrassed for not paying him back. Further the lender would charge you a penalty for delayed payment, as per the terms and conditions discussed at time of accepting your loan offer.